Financing Options Available
Having a serious mold problem in your home is often an unexpected expense and some families don't have all the necessary funds on hand to perform a complete mold mitigation. In these situations, having financing options for your mold remediation work can be very helpful.
That's why we offer our customers multiple financing options through Regions-EnerBank USA.
EnerBank can finance your entire mold mitigation project, including any additional mold remediation options that Dog Gone Mold offers to help keep your home protected.
12-Month Same-As-Cash Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of May 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement.
6.99% APR 5-Yr Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $19.80 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00
9.99% APR 10-Yr Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 120 monthly payments of $13.21 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
The first step in exploring these financing options is clicking on the Start My Project prequalification buttons above. The prequalification takes only a couple of minutes and is only a soft pull on your credit, so it won't affect your credit score.
Prequalifying will let you know the amount of loan that you would receive before officially applying for the loan. After prequalifying, you will be directed to their official application which only takes 5-10 minutes. In just a few short minutes, you can have your mold mitigation project completely financed and have Dog Gone Mold get to work.
They offer three simple options for your financing.
12 Months Same-as-Cash
No payments and 0% Interest for 12 months. Loan amount has a $1,000 minimum, $70,000 max.
You don't have to make monthly payments, but you definitely can and there's no penalty for paying it off early. As long as this loan is paid off within your 12 month allotted time period, then you'll never pay a dime of interest.
Five Year Loan
Spread your mold mitigation payments out for 5 years with this 6.99% APR loan. Loan amount has a $3,500 minimum, $70,000 max.
You can finance your project and get it done right, by the best. You will make a monthly payment for the 5 year duration and if you decide to pay it off early, there's no pre-payment penalty.
Ten Year Loan
Want more time to pay off your project and lower your monthly payments? Spread your mold mitigation payments out over 10 years with this 9.99% APR loan. This loan amount has a $7,500 minimum, $70,000 max. There's no pre-payment penalty if you decide to pay it off early.
We're Here To Help
If you have any questions or need help with the financing in any way, call our office and we can assist you by answering any questions about how this process works and even help you with your application if needed.
After your financing application has been accepted, you will be put on our mold mitigation schedule. When your mold mitigation project is complete and you have signed off on all of our work, EnerBank will take over from there. All payments will be handled directly through Enerbank.